Arbetslöshetsförsäkring

Arbetslöshetsförsäkring kallas försäkringar som har till syfte att utdela ersättning till personer som ofrivilligt mist sitt anställning. Denna typ av försäkring växte fram under 1800-talet i samband med fackliga hjälpkassor. Arbetslöshetsförsäkringen brukar räknas som en del av socialförsäkringen, som även räknar in sjukförsäkring, en stor del av pensionen med mera.

Exempel från olika länder

  • I Sverige är ersättningen maximalt 80 procent av tidigare lön.

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Författare/Upphovsman: Tkgd2007, Licens: CC BY-SA 3.0
A new incarnation of Image:Question_book-3.svg, which was uploaded by user AzaToth. This file is available on the English version of Wikipedia under the filename en:Image:Question book-new.svg
Where The Most Jobseekers Get Benefits.jpg
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Unemployment benefits play an important role in financially supporting jobseekers and helping them access training and employment support programs. It is often assumed that in developed countries, jobseekers can count on steady and reliable access to financial support but in reality, that isn't the case. OECD data shows that in most countries, only a minority of jobseekers receive unemployment benefits with systems varying considerably between different countries. The following infographic provides an overview of coverage rates in a selection of OECD countries with Finland the highest at 63.7 percent. The gap with neighboring Sweden shows just how different systems can be and coverage there stands at just 21 percent. Belgium and France are at the higher end of the coverage scale with 60 and 42 percent respectively. In the United States, coverage is even less at just 12.4 percent. Across 24 countries, fewer than one-in-four jobseekers get unemployment benefits on average.